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Tips for Budgeting for Irregular Income

How about a useful post? One of the common “excuses” for not doing a budget is “I never know how much money I am going to make/bring home because I am not on a set income.”

Bah! (Fiddlesticks!) That excuse is just weak! If you work on commission or tips you can still make a budget. Irregular income is no excuse, you still need a battle plan for your money.

While most of our household income is fixed (about 75% of it) I still bring home some irregular income because I work on tips. I still need a plan for what to do with that money, or it ends up burning a hole in my pocket and “disappearing” like unbudgeted money usually does.

When you don’t have a guaranteed income level, you need to shift to a prioritized spending plan, where you list out your expenses in the order of importance.

If you have no fixed income, then your entire budget is a list of spending priorities:

Natural Home: How to Incorporate More Earth into Your Life

By incorporating natural elements into your living space, you can create an environment that is relaxing to you and your family. Small changes to your decor can add ambiance and character to your home.

Bringing the outdoors in can be done on a large or small scale, and can be suited to any budget.

Earth-Toned Color Scheme
An easy way to create a warm and inviting home is to choose an earth-toned color scheme. Because earth tones complement one another, you do not have to choose a single shade for your living space.

If you are choosing an earth tone for your walls, consider the size of the room. Lighter tans, grays, and greens suit a small room well, while deeper shades work better for larger rooms.

You can create definition in a space by choosing a light tone and a dark tone. By using two complementary tones together, you will prevent your living space from looking drab.

Reduce your carbon footprint

Everyone’s heard of the so-called ‘carbon footprint’. But what exactly does it mean? Basically, it’s the total amount of greenhouse gas emissions caused by a person, organization/business, or event.

The drastic increase in the emission of CO2 (carbon dioxide) is the main cause of global warming, also known as man-made climate change. There are certain things you can do to lower your carbon footprint. By doing so, you’re helping the planet more than you may think.

Before I go through the ways you can reduce your greenhouse gas emissions, it’s essential to understand that CO2 is a consequence of burning carbon-based fuels such as gasoline/petrol, diesel, kerosene, coal, oil, and gas.

Even in centrally governed states such as Belarus in eastern Europe, the need for producing fewer greenhouse gasses and working in a more responsible way are now implemented in most of the country’s industries despite the fact that the country is so steeped in traditions and change is so hard to achieve.

The goal is to reduce the use of devices that are powered by carbon-based fuels. I know it sounds daunting but as they say, starting is half the battle. Here are 5 tips that will help you get started: